The 95% mortgage is back – but before you leap in, consider all your costs. 

What is Japanese knotweed and how could it affect your house purchase? David Baker explains.

Interest only mortgages are not as readily available as they once were, with only a small proportion of banks now offering them. For banks who still offer these products, there are a number of specific lending requirements. Rhys Edwards explains.

Taking a step back and looking at the long term can be a worthwhile financial exercise and give you clarity on how best to prioritise. Make the right choices now and it will help put you in a secure financial position throughout your life. 

Read Simon's blog on the decision between a short-term and long-term mortgage.

Contractor mortgages really don’t need to be overcomplicated, it’s simply a matter of knowing which lender is most likely to be able to interpret a client’s situation and understand their income patterns. As I always say in my blogs this is where a good broker can make the whole process a lot simpler for you. 

Bonus payments can play a big factor in whether a client can borrow the amount they need for that new dream home or not. Here are a few of David Baker's reminders on all things bonus and mortgage related. 

There isn’t too much you can do to influence how fast your loan moves along the mortgage approval assembly line, but what you can do is eliminate unnecessary extra steps and delays that tend to prolong that process. Craig Ryan explains.

Most high street lenders no longer offer this type of mortgage but there are a few who will, along with several offshore lenders. Simon Morgan explains the issues to be prepared for when considering a foreign currency mortgage. 

This year I have been inundated with meetings and to make it more exciting, a few lenders have made some major policy changes which will benefit many of my City based clients.